AB Bank Rwanda


AB Bank Rwanda (ABBR) is a microfinance bank in Rwanda and it is also one of the licensed banks in the Republic of Rwanda.


AB Bank Rwanda is a Rwandan microfinance bank, wholly owned by International institutions, that was established in 2013. It is affiliated with, and is subsidiary of Access Holding, a commercial microfinance investment and holding company based in Germany with subsidiaries in Azerbaijan, Madagascar, Tanzania, Nigeria, Liberia, Tajikistan, Zambia and Rwanda.


The bank was granted a banking license by the National Bank of Rwanda, the national banking regulator, in 2013 and commenced commercial banking services in the same year. By June 2014, AB Bank Rwanda maintained over 4,000 deposit accounts and more than 1,300 loan accounts. The loan book exceeded RWF: 1 billion (US$1.5 million).


The stock of the bank is privately owned by institutional investors. As of December 2013, the shareholding in the bank is as depicted in the table below:

AB Bank Rwanda Stock Ownership

Rank      Name of Owner                                             Percentage Ownership

1             Access Holding                                                                     50.5

2             German Development Bank                                                 16.5

3             International Finance Corporation (IFC)                              16.5

4             Netherlands Development Finance Company (FMO)       16.5

                Total      100.00

Branch Network

As of June 2014, the bank maintains two branches in Kigali, Rwanda’s capital and the largest city in that county.

Nyamirambo Branch – Nyamirambo, Kigali

Nyarugenge Branch – Nyarugenge, Kigali – Main Branch

Gisozi Branch – Gasabo, Kigali

Kimironko Branch -Kimironko, Kigali